Bank Reconciliation Services for Small Businesses
Make sure your bookkeeping records align with your bank, credit-card, and applicable loan statements.
Work directly with Jubaid Choudhury, an experienced bookkeeping professional who reviews the agreed accounts, identifies discrepancies, and helps create more reliable financial records.
When Your Accounts and Books Do Not Match
Unreconciled accounts can make it difficult to trust your balances and financial reports.
- Bank balances differ from QuickBooks
- Credit-card payments or purchases are missing
- Transactions appear more than once
- Fees or transfers were recorded incorrectly
- Accounts have not been reconciled for several months
A professional bank reconciliation service helps identify where the differences occurred and brings the agreed records into better alignment.
The Small Errors That Can Affect Your Financial Records
Even minor differences can reduce confidence in your books and reports.
- Missing Transactions
- A payment, deposit, fee, or purchase appears on the statement but not in the books.
- Duplicate Entries
- The same transaction has been recorded more than once.
- Incorrect Amounts or Dates
- A transaction may have been entered with the wrong amount, date, or account.
- Unrecorded Fees and Interest
- Bank fees, credit-card charges, or loan interest may not have been entered.
- Transfers Recorded Incorrectly
- Transfers between accounts may be missing or categorized as income or expenses.
What We Review During Reconciliation
The scope depends on the accounts, statements, and bookkeeping periods included in the engagement.
Know That Your Recorded Balances Reflect Real Account Activity
Bank reconciliation compares the transactions and balances in your bookkeeping system with the activity shown on your financial statements.
Bank and credit card reconciliation helps confirm that deposits, payments, transfers, purchases, fees, and other activity have been recorded consistently.
These account reconciliation services support more accurate bookkeeping and provide a stronger foundation for monthly financial reporting.
Build More Reliable Books and Financial Reports
Reconciled accounts make it easier to understand and trust your financial records.
Improve Record Accuracy
Confirm that recorded transactions reflect actual account activity.
Catch Discrepancies Earlier
Identify missing or duplicate transactions before they accumulate.
Strengthen Financial Reporting
Use more reliable balances when reviewing income statements and balance sheets.
Reduce Tax-Time Confusion
Maintain cleaner supporting records for your tax professional.
Save Time Reviewing Accounts
Move detailed statement comparisons away from your own schedule.
A Clear Process for Bringing Accounts Into Alignment
Start With a Free Consultation
Tell us which accounts need attention, how recently they were reconciled, and what issues you have noticed.
Review the Accounts and Periods
We identify the relevant bank, credit-card, or loan accounts and confirm the periods included in the service.
Provide Access and Statements
Complete the agreement and provide QuickBooks Online access, financial statements, and any supporting information needed.
Complete the Agreed Reconciliation
Lote Tree Financial compares the records, identifies discrepancies, and completes the agreed reconciliation work.
What We Need From You and What You Receive
What We Need From You
- QuickBooks Online access
- Bank and credit-card statements
- Loan statements when applicable
- Details about unclear transactions
- Timely responses when information is needed
What You Receive
- Reconciled accounts for the agreed periods
- Identified discrepancies
- More reliable account balances
- Better-organized bookkeeping records
- A stronger foundation for financial reporting
Careful Review From the Person Responsible for Your Books
Reconciliation requires attention to the details behind each balance, not simply marking an account as complete.
Jubaid reviews the agreed accounts directly and communicates with you when a transaction, transfer, or difference requires clarification.
Because he also understands the wider bookkeeping relationship, the reconciliation work remains connected to the records and financial reports it supports.
Bank Reconciliation Pricing
Reconciliation is already included in every monthly bookkeeping package. Standalone reconciliation work is quoted per engagement.
Bank, credit-card, and applicable loan reconciliation come with all four monthly bookkeeping packages, which start at $250 per month.
- Included in monthly packages from $250 per month
- Standalone reconciliation quoted per engagement
- Priced on account count, periods, and record condition
Focus on Your Business. We'll Help Keep the Accounts Aligned.
Unreconciled accounts can create uncertainty every time you review your balances or financial reports.
Lote Tree Financial handles the detailed comparison work so you can move forward with greater confidence in your books.
Speak directly with Jubaid during a free 30-minute consultation about the accounts you need reconciled.
- More reliable account balances
- Fewer unresolved discrepancies
- Clearer financial records
Frequently Asked Questions About Bank Reconciliation
What Does the Credit-Card Reconciliation Process Involve?
Credit-card reconciliation compares purchases, payments, fees, and credits in your books with the card statement. Any differences are identified and reviewed.
What Is Credit-Card Reconciliation?
Credit-card reconciliation confirms that recorded card activity matches the transactions and balance shown on the statement.
What Is a Bank Reconciliation Statement?
A bank reconciliation statement explains differences between the balance in your books and the balance shown by the bank.
What Errors or Discrepancies Can Reconciliation Identify?
Reconciliation can identify missing transactions, duplicate entries, incorrect amounts, unrecorded fees, and transfers posted to the wrong account.
How Often Should Business Accounts Be Reconciled?
Business accounts should generally be reconciled each month to keep balances current and prevent unresolved differences from accumulating.
Have questions about the accounts that need attention? Speak directly with Jubaid during your free consultation.
Keep the Rest of Your Bookkeeping on Track
Ready to Bring Your Accounts Into Alignment?
Schedule a free 30-minute consultation to discuss the accounts involved, the periods requiring attention, and any discrepancies you have noticed.
You will speak directly with Jubaid and leave the conversation with a clearer understanding of the appropriate reconciliation or bookkeeping support.